Baccarat Rules Chart

If you're the type of player who likes to have everything in front of you for simple access, then a Baccarat rules chart can be particularly helpful. What we want to offer you here is the chance to get every bit of rules you need for the game in front of you in simple chart form for an easy reference. While the rules themselves aren't all that difficult to learn on their own, it can be tricky to try to keep them straight with the rules of other casino games and with the fact that the odds can change based on the number of decks or general Baccarat rules being used.

Baccarat Rules Chart Per Hand

The main rules you'll want to keep on file are how the two hands are dealt and what causes them to be hit (or not). The first thing on any Baccarat rules chart of this kind should be that either hand having a score of eight or nine ends the hand right then and there, and a winner is determined. After that, however, it gets a little complicated.

It starts off by looking at the player's total. If that total is five or less, then the player hits. If the player stands, then the banker hits if he has a total of five or less as well. However, if the player hits, the banker hitting is decided by a complicated Baccarat rules chart. That's what we're going to flesh out now.

When Does the Banker Hit?

There are five hand groupings for looking at when the banker hits after the player has hit. These groupings are based on the value of the player's third card. The following chart will sort this out, but assume that the banker is standing if he does not hit.

  • Grouping A: Player's third card is an 8. The dealer hits on totals of two or less.
  • Grouping B: Player's third card is a 9, 0 or 1. The dealer hits on totals of three or lower.
  • Grouping C: Player's third card is a 2 or 3. The dealer hits with totals of four and below.
  • Grouping D: Player's third card is a 4 or 5. The dealer will hit with totals of five or less.
  • Grouping E: Player's third card is a 6 or 7. The dealer hits the most often here with any total of six and lower.

This Baccarat rules chart covers the most difficult information to remember about the game. However, there's still more to know.

Charts for the Odds on the Bets

You need to know two pieces of information for each of the four bets: the house advantage with eight decks and the house advantage for one deck. For the banker bet, it's 1.06% and 1.01%. With the player bet, it's 1.24 and 1.29%. The tie bet is 14.36% and 15.75%, and it's 10.36% with a whooping 29.41% for the pair bet.

Using these charts will help you to keep all of the important information that you need right in front of you as you play. That's pretty important since it keeps you from having to memorize a bunch of numbers and rules for nothing since there's no penalty for using a Baccarat rules chart at the tables.